What do people who have money do that you don’t do? The answer? They budget. Okay, first you have to work, so you have money. But even if you’re still only getting an allowance, you can plan how you will spend that money. And that plan is a budget.

Why should you budget? It gives you control. That means you know what is happening with your money because you are planning to make it happen.

You can make your own budget worksheet or use our budget worksheet.